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While Indianapolis Colts stud Dwight Freeney was crushing NFL QBs … 2 financial advisors allegedly sacked him in an embezzlement scheme involving millions of dollars, luxury hotels, and a private jet … TMZ has learned.

According to the Federal complaint — obtained by TMZ — Eva D. Weinberg andMichael A. Stern were busted late last week after a lengthy investigation revealed how they “conspired to defraud victim D.F., a professional football player.”

According to the docs, Weinberg is a financial advisor at Bank of America who worked with Freeney, controlled several of his accounts, and introduced him to Stern … also a financial advisor.

The feds claim Weinberg and Stern did major damage between May 2010 and October 2011 — making $2.2 million in fraudulent transfers from Dwight’s accounts to Arms Reach Consulting — a company controlled by Stern.

When Freeney finally noticed one of the bogus transfers in 2011, and discovered Weinberg and Stern were dating … he called the FBI.

One FBI investigator says some of the items Weinberg and Stern purchased with Freeney’s cash include expensive sunglasses, stays in luxury hotels, and — best of all — they planned to buy a private jet for $1.5 million!

According to the docs, agents even heard Stern brag on the phone … “no one would be able to connect him to the [consulting] account if the wire transfers were investigated.”

Clearly he was wrong … agents arrested Weinberg in L.A. and Stern in Miami. Both were charged with wire fraud.